Effective Date: September 23, 2025

Welcome to https://socialbio.com, provided to users by InfoPay, Inc. ("we", "us", or InfoPay). We created these Terms of Service ("Terms") to govern how we operate and offer, and how you access and use, our website (https://socialbio.com), and the associated products, SocialBio services, data, information, content, and materials thereon (collectively, the "Services"). If you are accepting these Terms of Service on behalf of a legal entity other than yourself as an individual, including a business or a government, you represent and warrant that you have the full legal authority to bind such entity to these Terms of Service.

PLEASE CAREFULLY READ THESE TERMS. YOUR USE OF THE SERVICES CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS. DO NOT USE THE SERVICES IF YOU ARE UNWILLING OR UNABLE TO BE BOUND BY THE TERMS.

By using or visiting our Services, you agree to be bound by the Terms of Service, including the Binding Arbitration Clause and Class Action Waiver described in Section 20, and the Privacy Policy.

We reserve the right to change, modify, add to, or otherwise alter these Terms of Service at any time. Changes, modifications, additions, or deletions to these Terms of Service shall be effective immediately upon their posting on the Services. You agree to review these Terms of Service periodically to be aware of such revisions. Your use of the Services after we post such changes, modifications, additions, or deletions constitutes your acceptance of such changes, modifications, additions, or deletions.